Element:	HOA	Owner
Exterior Siding / Trim (repair, replace)	HOA
Gutter / Gutter Cleanout	HOA
Mailboxes	HOA
Shutters	HOA
Roof / Roof Leaks (exterior)	HOA
Walkways / Sidewalks (common)	HOA
Water Leak - Common Meter to City Line	HOA
Ceiling Paint & Repair (after roof leak)		Owner(s)
Doors / Door Frame / Door Trim		Owner(s)
Foundation & drainage		Owner(s)
Water Leak (from common meter into house)		Owner(s)
Windows / Trim		Owner(s)

For maintenance specifics, please see:

• Covenants; Page 11; Article IX – Exterior Maintenance

Insurance Requirements: HO-3

The HOA does not insure any part of the dwellings. All homeowners should obtain and carry HO-3 insurance policies that provide coverage for the exterior and interior for respective units. 

The insurance agent for the HOA policy is:

Ray Beaird – Carolina Insurance Group @ 919-234-7868

Plumbers for Water Leaks:

• Mike Waite - Waite Plumbing - (919) 387-0806
• Cary Plumbing - Phone: (919) 469-3556

Home Repairs:

• J&W Handywork - mr.jwhandywork@gmail.com; 919-614-1834